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Real Estate/ Continuing Education/ Utah Real Estate CE/ Creative Pathways to Homeownership: The Essentials
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Creative Pathways to Homeownership: The Essentials

$40
This product includes:
LICENSE RENEWAL PERIOD: 2 YEARS Elective Hours: 3 Core: 0 Total Hours: 3
Description
State Requirements

Today’s buyers and sellers are working in a market that doesn’t look like it did a few years ago. Prices are up, inventory is tight, and the “usual” path to homeownership doesn’t work for everyone anymore. That’s why options like shared equity programs, down payment assistance, co-buying, owner financing, and alternative loan programs are popping up in real transactions—and the agents who understand them are the ones keeping deals alive.

In this three-hour elective course, you’ll get a clear, practical breakdown of what these pathways are, when they tend to show up, and how to talk about them in a way that helps clients without putting you in the role of a lender or attorney. You’ll also learn smart habits for working with the right pros and guiding creative transactions with confidence.

Course highlights include:

  • Strategies for overcoming affordability and limited inventory challenges
  • Creative financing options, including shared equity and co-buying models
  • Guidance for working with multi-generational and non-traditional buyers
  • Step-by-step overview of down payment assistance programs and grants
  • Practical application of forgivable loans and alternative funding sources
  • Clear boundaries for agent responsibilities and referral best practices
  • Tools for structuring and explaining co-ownership agreements
  • Communication approaches for aligning multiple buyers in one transaction
  • Real-world scenarios illustrating creative deal structuring
  • Building and using a trusted network of lenders, attorneys, and housing resources
Package Content:

State Requirements For Utah

Utah State Requirement Details for Real Estate Broker and Sales Agent Continuing Education

Renewal Date: Licenses are valid for a two-year period and must be renewed no sooner than 45 days prior to and no later than the expiration date. All CE must be completed by the 15th of the renewal month to ensure on-time renewal.

Hours Required by the State: 18 hours

  • 3-Hour Mandatory Course in Residential, Commercial, or Property Management
  • 6 hours of other core topics
    • state-approved forms and contracts
    • other industry used forms or contracts
    • ethics
    • agency, agency agreements, and fiduciary duties
    • short sales or sales of bank-owned property
    • environmental hazards
    • property management
    • prevention of real estate and mortgage fraud, including wire fraud
    • federal and state real estate laws
    • fair housing, diversity, identifying bias, promoting equity, and inclusion
    • division administrative rules
    • broker trust accounts
    • water law, rights and transfer
    • multiple offers
  • 9 hours of other core topics or elective topics

Stringham Schools Offering: 18 hours

  • 3-Hour Mandatory Course in Residential or Commercial
  • 6 hours of other core topics
  • 9 hours of other core topics or elective topics

Reporting: The state requires course completions to be reported to the state. We will report your course to the state upon completion.

Expiration Date of Course: Course expiration dates vary by course. Each individual course will have an expiration date listed in your account. See Terms & Conditions for more details.

Certificates: Immediately upon course completions, Stringham Schools will provide students with an electronic copy of the course certificate of completion. Certificates will remain in your account for a minimum of five years, should you need additional copies at a later time. Please refer to your application to determine if you need to submit your certificate(s) of completion. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificate of completion will reflect this.

Max Hours in a 24-Hour Period: Licensees will not receive credit for more than 8 hours of continuing education in a 24-hour period. Our online course delivery system manages this requirement for you.

License Renewal Process: The process to renew in this state can be found here. 

Still have questions? Visit our Frequently Asked Questions or Contact Us.

Utah Division of Real Estate

Street Address: Heber M. Wells Building, 2nd Floor, 160 East 300 South, Salt Lake City, Utah 84111

Mailing Address: PO Box 146711, Salt Lake City, Utah 84114-6711

Telephone: (801) 530-6747

Email: realestate@utah.gov

Utah Division of Real Estate

DRE Continuing Education